FIRE: Early Retirement Planner
Privacy Policy

Who we are and what this policy covers

WonderRivet Studios provides FIRE: Early Retirement Planner. Contact us at contact@wonderrivet.com or through our support page.

This policy covers the app, including its ad-supported Android edition with an optional one-time ad-free purchase. Native Google advertising and Google Play billing apply only in editions that offer those features. Browser previews do not run native Android advertising or billing. An app-store listing or a preview is not a promise that the Android edition is already publicly released.

Information stored on your device

Calculator inputs, manually entered account balances and labels, income, expenses, contributions, birthday or age when entered, retirement dates, scenario assumptions, saved plans, milestones, check-ins, learning progress and settings are stored locally to provide the features you use. We do not automatically upload these records to a WonderRivet server. There is no separate WonderRivet analytics or crash-reporting service in the app.

FIRE does not connect to a bank, brokerage, employer or Social Security account, execute trades, or move money. Financial figures you type into a calculator are used for local calculations and are not supplied to Google advertising for targeting. You can explore sample data instead of entering personal figures.

You may export a plan or game backup to a file and import supported backups. Exports can contain the financial and personal inputs you entered. They are not automatically sent to WonderRivet. Keep copies private and delete them from any location or cloud drive you selected when no longer needed. Main-plan backups and individual game saves can have different scope; consult the export screen before relying on a backup.

Your browser or Android system may store or back up app data according to its own settings. Where platform backup is enabled, the platform provider controls that service; WonderRivet does not operate it. Clearing or uninstalling the app does not delete separately exported files or backups held by another provider.

Advertising and Google privacy choices

The ad-supported Android edition uses Google AdMob and the Google Mobile Ads SDK to display ads. Google and its advertising services process data needed to deliver, measure and protect advertising. Depending on the device, ad settings, consent and applicable age treatment, this includes:

This SDK processing occurs independently of the local financial figures described above. Non-personalized advertising does not mean that no data is processed. See Google’s Mobile Ads data disclosure, Google’s Privacy Policy and how Google uses information from partner apps.

Where applicable, a Google privacy message asks for your choices before eligible ads are requested. Use the privacy options presented in the app, when available, to review or change them. Consent choices may be stored on the device and processed by Google’s consent platform. Depending on your location and choices, ads may be personalized, non-personalized, limited, or unavailable. We do not treat refusal of personalized advertising as consent.

For users identified as children or below the applicable age of consent, advertising must use the appropriate restricted treatment. The app does not use financial inputs, birthday or saved scenarios to create advertising audiences.

Your Android settings may let you reset or delete the advertising ID and manage ad privacy settings. Advertising disclosures can qualify as “sale,” “sharing,” or targeted advertising under some regional laws; use the applicable privacy choices and contact us about rights available where you live. The app does not sell your locally entered financial plan as an advertising profile.

Ads need internet access. When ads are unavailable, core bundled content remains available. The ad-free edition does not require you to watch ads for normal access.

Optional one-time ad-free purchase

The Android edition offers an optional one-time purchase through Google Play to remove third-party ads. The price and benefit are shown before you confirm; this purchase is not a subscription. Google Play handles payment using your Google account and selected payment method. The app and WonderRivet do not receive your full card number or bank login.

To grant or restore the ad-free benefit, the billing feature uses Google Play purchase information, such as product identifier, purchase status, purchase token, transaction time and an order reference where available. This is used for app functionality, purchase restoration and fraud prevention. Google Play processes purchase records under its own policies; local entitlement information is stored on the device. There is no WonderRivet purchase-verification server described by this policy.

Purchasing and restoring require an internet connection and the relevant Google Play account. Use the app’s restore or purchase-check option when provided. A restored purchase restores the eligible ad-free entitlement, not deleted plans or game saves. Refunds or revoked purchases can remove an entitlement. See the Google Payments Privacy Notice and Google Play refund information.

Removing ads does not delete data previously processed by advertising services, stop essential purchase checks, or remove records that Google retains for payment, security or legal purposes.

Audience and children

FIRE is intended for teens aged 13 and older and adults. Its finance and retirement education is not designed for children under 13. Clean content does not make these tools suitable for younger children. We do not ask children under 13 to provide personal information. If you believe a child has sent us personal information, please contact us so we can investigate and delete records where appropriate.

We do not knowingly solicit children’s contact details for marketing. Advertising or purchase features must follow the age treatment described above. Parents should use Google Play’s purchase authentication and device controls to manage spending.

Security, providers and retention

We use the Android or browser app storage available on your device. A device screen lock helps protect locally stored information. This policy does not claim that local files or exports are separately encrypted by the app. Google advertising and payment services use their own security controls; their SDK disclosures describe encryption in transit. No system can guarantee absolute security.

Local records remain until you reset or overwrite them, clear app storage or remove the installation, subject to platform backup behavior. Exported files remain wherever you saved them. Google determines retention of its advertising, consent and payment records under its policies; an app reset does not delete those records.

If you contact us, we retain support correspondence only as needed to respond, resolve the issue, retain relevant support records or meet legal and security obligations. Our email and hosting providers process messages and normal web requests to deliver and protect those services. Information may be processed outside your country, including by Google and infrastructure providers in the United States and other locations under their applicable safeguards.

Your choices and deletion

• Use sample scenarios or avoid optional personal fields in FIRE.
• Clear local data through Android app settings, or clear the browser preview’s site data. This can permanently remove local plans, scenarios and progress.
• Delete exported files and platform backups separately through the service that holds them. Reinstallation may restore a platform backup.
• Review available advertising privacy choices and Android ad controls.
• Request access, correction or deletion of personal information WonderRivet holds by emailing contact@wonderrivet.com.

There is no separate WonderRivet account to delete. We cannot remotely erase data that exists only on your device. We may need enough information to identify a support record and verify a request. We may retain limited information when required for legal, security or fraud-prevention purposes. Google manages its own records; use Google’s privacy and payment controls for those records.

Depending on where you live, you may have rights to access, correct, delete, restrict or object to processing, obtain a copy of information, withdraw consent, or raise a concern with a local data-protection authority. Contact us to exercise applicable rights; withdrawing consent does not undo earlier lawful processing.

Support, external links and privacy requests

If you email WonderRivet, we receive your email address, message and attachments and use them to respond or investigate your request. Please omit passwords, full payment details, bank credentials, purchase tokens and private financial figures. You can send a redacted screenshot or a fictional example.

Opening a studio page, source reference, Google Play listing or email link uses an external service with its own policy. The WonderRivet website privacy policy covers ordinary visits to our website.

Privacy contact: WonderRivet Studios — contact@wonderrivet.com.

Policy updates

The effective date identifies this policy version. We will update this policy and the applicable app-store disclosures if data practices or providers change. Material changes will be communicated through the app or an updated notice when required. Existing browser previews and an advertising-enabled Android edition can have different service availability, as described above.